International Bank Malta has been flagged by Malta Financial Services Authority for "Unregistered/Unlicensed entity offering financial products or services". This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm.
After for a few weeks now with International Bank Malta, I can only describe the experience as death by a thousand cuts. No single issue was catastrophic, but the constant stream of small problems, slow responses, and missing features wore me down until I finally left.
Pros: Smooth onboarding|Multiple order types|High security standards
Cons: Mobile app could be improved|Cannot customize dashboard fully
After since early this year with International Bank Malta I requested to close my account and withdraw. They said I had to complete a 30-day cooling-off period. Then they said there was a minimum holding period for my last deposit. They make it as hard as possible to leave.
Pros: Responsive team|Quick verification|Risk management tools
Cons: No crypto staking|Cannot customize dashboard fully
After seeing ads for International Bank Malta online, I investigated. The company is listed in the IOSCO I-SCAN warnings database and has been flagged by Malta Financial Services Authority. Their website looks professional but that means nothing - many scam operations invest heavily in appearance. Always check the regulatory warnings before investing.
Cons: Flagged by Malta Financial Services Authority|Cannot verify credentials
International Bank Malta advertises low fees but once you dig into the fine print, there are numerous charges that add up quickly. Inactivity fees, withdrawal fees, currency conversion fees - it all eats into your returns. I wish I had read the terms more carefully.
Pros: Fast execution|Two-factor authentication|Low minimum deposit
Cons: No integrated tax optimization|No crypto staking
I invested $15,000 with International Bank Malta after seeing their professional-looking website. At first, everything seemed fine - they showed me impressive returns on my dashboard. But when I tried to withdraw, they kept making excuses. First it was "processing time," then "verification needed," then "you need to pay a tax fee first." I never got my money back. I have since reported them to Malta Financial Services Authority.
Pros: Professional looking website
Cons: Cannot withdraw funds|Not regulated|Pressure tactics