Terms of Service

1. Agreement to Terms

By accessing or using investments-updates.com ("the Website"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Website.

2. Description of Service

Investments Updates provides:

• Business Reviews: A platform for users to submit and read reviews of investment companies, banks, brokerages, and other financial services.
• Regulatory Warnings Database: A searchable database of firms flagged by financial regulators worldwide, sourced from official public records including IOSCO I-SCAN.
• Comparison Tools: Side-by-side comparison of reviewed businesses.
• Educational Content: Blog posts and guides about financial services.

3. Disclaimer - Not Financial Advice

4. User-Submitted Reviews

When submitting reviews, you agree to:

• Provide truthful and accurate information based on your genuine experience
• Not submit defamatory, fraudulent, or misleading content
• Not submit content that violates any third party's rights
• Not use the platform for spam, advertising, or promotional purposes
• Accept that your review may be publicly displayed on the platform

We reserve the right to remove or moderate reviews that violate these guidelines.

5. Regulatory Warnings Database

Our regulatory warnings database contains information sourced from publicly available official records of financial regulators worldwide. Important notes:

• Inclusion in our warnings database does not necessarily mean a firm has committed fraud or illegal activity
• A warning may indicate that a firm is not authorized to operate in a specific jurisdiction
• We strive for accuracy but cannot guarantee that all information is current or complete
• Always verify information directly with the relevant regulatory authority
• We update our database regularly from official sources but there may be delays

6. Intellectual Property

The Website and its original content (excluding user-submitted reviews), features, and functionality are owned by Investments Updates and are protected by copyright, trademark, and other intellectual property laws.

User-submitted reviews remain the intellectual property of their authors but by submitting a review, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute the review on our platform.

7. Limitation of Liability

To the fullest extent permitted by law, Investments Updates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or goodwill, resulting from:

• Your use or inability to use the Website
• Any decisions made based on information on the Website
• Unauthorized access to or alteration of your data
• Any third-party conduct on the Website

8. Links to Third-Party Websites

Our Website may contain links to third-party websites, including regulatory authority websites and company websites. We are not responsible for the content, privacy practices, or accuracy of information on third-party websites.

9. Removal Requests

If you represent a company listed on our platform and believe information is inaccurate, you may contact us with supporting documentation. We will review all legitimate removal or correction requests within a reasonable timeframe.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Website following the posting of changes constitutes your acceptance of those changes.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

12. Contact

For questions about these Terms of Service, contact us at:

• Email: [email protected]
• Website: Contact Page