Banks

Home Trust

3.3 (6 reviews)
🇨🇦 Canada, Toronto
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3.3
6 reviews
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About Home Trust

Trust company and credit card issuer

Customer Reviews

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Customer service needs work

A
Abigail L.
1 months ago

The banking products at Home Trust are okay, but their customer service is genuinely poor. I waited 45 minutes on hold to ask a simple question about my statement. When I finally got through, the agent couldn't help and transferred me to another department where I waited again. Very frustrating experience.

Pros: Online banking works adequately

Cons: Terrible hold times, unhelpful customer service

Mixed experience

S
Sandra D.
1 months ago

I've had both good and bad experiences with Home Trust. Day-to-day banking is fine and the app works. However, I had a terrible experience trying to dispute a charge - it took weeks and multiple calls to resolve. The resolution was fair in the end but the process was frustrating.

Pros: App works well for daily banking

Cons: Dispute resolution process is slow and painful

Disappointing experience overall

T
Timothy Z.
4 months ago

I opened an account with Home Trust expecting better based on their marketing. The account opening process took forever, they kept asking for the same documents, and once the account was open the service didn't improve. Fees higher than advertised and interest rates lower than competitors.

Pros: None that I can think of

Cons: Slow processes, misleading advertising, high fees

Outstanding banking experience

K
Katherine I.
6 months ago

I've been banking with Home Trust for over three years now and the service has been consistently excellent. Their online platform is intuitive, transfers are fast, and whenever I've needed to speak to someone, the customer service team has been helpful and professional. Interest rates on savings are competitive too. Highly recommend.

Pros: Modern app, great customer service, competitive rates

Cons: Branch hours could be longer

Excellent digital banking

R
Ralph S.
8 months ago

Home Trust has completely changed how I manage my finances. The app notifications keep me on top of spending, the budgeting tools are genuinely useful, and I love the instant transfer feature. Setting up standing orders and direct debits is straightforward. Five stars well deserved.

Pros: Real-time notifications, budgeting tools, easy setup

Cons: Limited branch network

Good bank with room for improvement

S
Sara Z.
9 months ago

I generally have a positive experience with Home Trust. The mobile banking is well-designed and most transactions are processed quickly. My one complaint is that some features feel outdated compared to newer digital banks. Still, for everyday banking, they do a solid job and I trust them with my money.

Pros: Trustworthy, functional app, quick transactions

Cons: Some features feel dated