Banks

CaixaBank

3.3 (6 reviews)
🇪🇸 Spain, Valencia
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3.3
6 reviews
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About CaixaBank

Spain's largest domestic bank by total assets, serving over 20 million customers through extensive branch network.

Customer Reviews

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Customer service needs work

P
Patrick A.
2 months ago

The banking products at CaixaBank are okay, but their customer service is genuinely poor. I waited 45 minutes on hold to ask a simple question about my statement. When I finally got through, the agent couldn't help and transferred me to another department where I waited again. Very frustrating experience.

Pros: Online banking works adequately

Cons: Terrible hold times, unhelpful customer service

Happy customer overall

B
Bryan N.
5 months ago

Using CaixaBank for my personal and business accounts. The business banking side is especially good - statements are clear, international payments work well, and the relationship manager assigned to me is knowledgeable. Personal banking side is average but reliable. Would recommend for business customers.

Pros: Great business banking, clear statements, good RM

Cons: Personal banking is just average

Good bank with room for improvement

R
Ralph N.
8 months ago

I generally have a positive experience with CaixaBank. The mobile banking is well-designed and most transactions are processed quickly. My one complaint is that some features feel outdated compared to newer digital banks. Still, for everyday banking, they do a solid job and I trust them with my money.

Pros: Trustworthy, functional app, quick transactions

Cons: Some features feel dated

Decent but nothing special

D
Doris S.
9 months ago

CaixaBank does the basics well enough. My current account works fine, cards work abroad, and I haven't experienced any security issues. But they don't offer anything that really stands out from competitors. Interest rates are middling and the rewards program is underwhelming.

Pros: Reliable basics, international card works well

Cons: Nothing that stands out, low interest rates

Mixed experience

C
Charlotte I.
9 months ago

I've had both good and bad experiences with CaixaBank. Day-to-day banking is fine and the app works. However, I had a terrible experience trying to dispute a charge - it took weeks and multiple calls to resolve. The resolution was fair in the end but the process was frustrating.

Pros: App works well for daily banking

Cons: Dispute resolution process is slow and painful

Solid and reliable

R
Roy J.
10 months ago

Been with CaixaBank for about 18 months. Overall a very good experience. The online banking works well, savings rates are decent, and I had no issues when applying for an overdraft. Only reason for 4 stars instead of 5 is their customer service can be a bit slow during busy periods.

Pros: Reliable service, good rates, easy overdraft

Cons: Customer service wait times