XBO Invest (xinvest.net) has been flagged by ASIC (Australia) for "Unlicensed". International regulator warning https://www.fma.gv.at/en/fma-warns-against-offerings-by-xbo-invest/ and ASIC Investor Alert https://moneysmart.gov.au/check-and-report-scams/investor-alert-list#!xbo-invest-trading-xboinvest-org-app-trade--2592
Phones: +44 204 600 0676
Addresses: St George's Squa... This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: trading.xbinvest.net.
XBO Invest (xinvest.net) has the worst mobile app I have ever used for investing. It crashes constantly, features that work on desktop are missing entirely, and the security implementation is questionable at best. How they released this app is beyond me.
Pros: Segregated accounts|Low minimum deposit|Helpful community forum
Cons: No fractional shares
Their two-factor authentication was optional when I joined. I enabled it. Later I lost my phone and could not log in. XBO Invest (xinvest.net) recovery process took 3 weeks and required notarized documents. By then I had missed important trades. Their security is your inconvenience.
Pros: Clear documentation|Easy to use platform|Risk management tools
Cons: Mobile app could be improved
KYC with XBO Invest (xinvest.net) is a nightmare. I submitted my ID and proof of address. They rejected it and asked for a utility bill. I sent it. They asked for a bank statement. Then they asked for a selfie with the ID. Then they said the selfie did not match. I gave up.
Pros: Clean UI|Transparent fees
Cons: Cannot customize dashboard fully
What really bothers me about XBO Invest (xinvest.net) is the disconnect between their marketing and reality. They position themselves as a premium service but deliver a below-average experience. Found them after doing extensive research and I fell for the polished exterior. Never again.
Pros: Transparent fees|API access|Competitive fees
Cons: Mobile app could be improved|Minor UI glitches occasionally
XBO Invest (xinvest.net) offers copy trading. I copied a top trader. The copy trades often executed at worse prices than the original. When I asked why they said it was due to latency and liquidity. So the feature is broken or they are skimming. Either way I stopped using it.
Pros: Multi-device support|Personal attention|Fast support response
Cons: Could offer more webinars|Alert system is basic
After for over a year with XBO Invest (xinvest.net), I can only describe the experience as death by a thousand cuts. No single issue was catastrophic, but the constant stream of small problems, slow responses, and missing features wore me down until I finally left.
Pros: Low minimum deposit|Stable platform
Cons: Withdrawal takes 1-2 business days|No phone support on weekends