X Investment Products Limited (the unauthorised entity) has been flagged by Jersey Financial Services Commission for "Unregistered/Unlicensed entity offering financial products or services|Genera...". This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm.
Their two-factor authentication was optional when I joined. I enabled it. Later I lost my phone and could not log in. X Investment Products Limited (the unauthorised entity) recovery process took 3 weeks and required notarized documents. By then I had missed important trades. Their security is your inconvenience.
Pros: Multi-device support|Excellent charting|Real-time alerts
Cons: None so far|Currency conversion fee exists
I was about to invest with X Investment Products Limited (the unauthorised entity) but decided to check their regulatory status first. They claim to be regulated but I could not find them on any official register. Jersey Financial Services Commission has actually issued a warning about this firm. Thank goodness I checked before sending any money.
Cons: Listed in warning databases|No transparency|Pressure to invest quickly
I had a dispute with X Investment Products Limited (the unauthorised entity) and went to their complaints process. They have an internal team that just defends the company. Then they said I could go to an ombudsman - but the ombudsman they use is industry-funded and rarely rules for the client. The system is rigged.
Pros: Low minimum deposit|Market news feed|Tax reports included|Excellent charting
Cons: Inactivity fee applies after 12 months|Currency conversion fee exists
I trusted X Investment Products Limited (the unauthorised entity) with a significant portion of my savings and I deeply regret that decision. Not because of market losses, but because of how poorly the platform performed and how dismissively the support team treated my concerns.
Pros: Educational resources|Easy withdrawals
Cons: No phone support on weekends|Website design could be more modern
I am in a dispute with X Investment Products Limited (the unauthorised entity) over a trade that was clearly erroneous. The price shown was wrong, I closed at a profit, and they reversed the trade and took the money back. They said it was a system error. So I lose and they keep? Unacceptable.
Pros: Multi-currency support|Demo account available|Educational resources|Clear documentation
Cons: Help articles are sometimes vague|Search feature is basic
After spending for over a year trying to make X Investment Products Limited (the unauthorised entity) work for me, I have given up. The platform has too many limitations, the fees are not competitive, and the quality of their market data is questionable. There are much better options available.
Pros: Portfolio tracking tools|Automated trading options|Quick verification|Regular platform improvements
Cons: Currency conversion fee exists|No dark mode on mobile
KYC with X Investment Products Limited (the unauthorised entity) is a nightmare. I submitted my ID and proof of address. They rejected it and asked for a utility bill. I sent it. They asked for a bank statement. Then they asked for a selfie with the ID. Then they said the selfie did not match. I gave up.
Pros: Easy to use platform|Easy withdrawals|High security standards
Cons: Help articles are sometimes vague
The only good thing about X Investment Products Limited (the unauthorised entity) is that they remind you why regulation matters. I found them through a financial advisor. They are regulated in a jurisdiction with weak consumer protection. When things went wrong I had nowhere to turn. Stick to well-regulated brokers.
Pros: Regular platform improvements|Portfolio tracking tools|Fast support response|Fast execution
Cons: No integrated tax optimization
The hidden fees at X Investment Products Limited (the unauthorised entity) are the real scandal here. What they advertise and what they actually charge are two different things. By the time I realized how much I was paying in various fees and spreads, I had already lost a meaningful amount.
Pros: Regular platform improvements|Clear documentation|Professional team
Cons: No live chat on mobile
I gave X Investment Products Limited (the unauthorised entity) a fair chance. After for about ten months of usage, I can say with confidence that there are far better options available. The interface is clunky, the fees are higher than competitors, and the customer support team seems overwhelmed or understaffed.
Pros: API access|Low minimum deposit
Cons: Spreads widen during volatile periods