www.wiseinvestmentltd.com has been flagged by Financial Conduct Authority for "Unregistered/Unlicensed entity offering financial products or services". Firm states on website they are registered with The FCA when not - Breach of s24 This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: www.wiseinvestmentltd.com.
I referred a friend to www.wiseinvestmentltd.com after a friend recommended them. We both deposited. The referral bonus never arrived. Support said we did not meet the terms. When we asked which terms they pointed to a clause that was added after we signed up. Shady.
Pros: Excellent charting|Quick verification|Intuitive for beginners
Cons: Email notifications too frequent
I invested $5,000 with www.wiseinvestmentltd.com after seeing their professional-looking website. At first, everything seemed fine - they showed me impressive returns on my dashboard. But when I tried to withdraw, they kept making excuses. First it was "processing time," then "verification needed," then "you need to pay a tax fee first." I never got my money back. I have since reported them to Financial Conduct Authority.
Pros: Professional looking website
Cons: Withdrawal fees demanded|Communication cut off|Not authorized
I wanted to transfer my portfolio from another broker to www.wiseinvestmentltd.com. They said they do not accept in-kind transfers for my asset type. I had to sell, withdraw, deposit, and rebuy - incurring taxes and spread costs. They did not tell me this before I signed up.
Pros: High security standards|Fast deposits|Stable platform|Social trading features
Cons: No crypto staking
I gave www.wiseinvestmentltd.com a fair chance. After for just over a year of usage, I can say with confidence that there are far better options available. The interface is clunky, the fees are higher than competitors, and the customer support team seems overwhelmed or understaffed.
Pros: Good mobile app|Market news feed|Excellent charting
Cons: Limited social trading features|Minimum deposit could be lower
I have been trying to close my account with www.wiseinvestmentltd.com for weeks now and they keep giving me the runaround. First it was a form to fill out, then identity verification again, then a mandatory phone call that never gets scheduled. They make leaving impossible.
Pros: Dedicated account manager|High security standards|Wide product range
Cons: Research section could be deeper
Do not believe the bonus offer from www.wiseinvestmentltd.com. The turnover requirement is designed so you can never withdraw. I learned the hard way. I deposited from a review site like this one and the bonus terms were buried in pages of small print. My fault for not reading but their design is predatory.
Pros: Good analytical tools|Clean UI
Cons: Would like more payment methods|Live chat only during business hours
After seeing ads for www.wiseinvestmentltd.com online, I investigated. The company is listed in the IOSCO I-SCAN warnings database and has been flagged by Financial Conduct Authority. Their website looks professional but that means nothing - many scam operations invest heavily in appearance. Always check the regulatory warnings before investing.
Pros: Website looks legitimate on the surface
Cons: Listed in warning databases|No transparency|Pressure to invest quickly
For anyone considering www.wiseinvestmentltd.com, please be aware that this company has been flagged by Financial Conduct Authority. This does not necessarily mean they are a scam, but it does mean they may not be authorized to operate in certain jurisdictions. I strongly recommend checking the official regulator website before making any investment decisions.
Pros: Information is publicly available for verification
Cons: Appears in regulatory warnings database|Uncertain regulatory status
www.wiseinvestmentltd.com has the worst mobile app I have ever used for investing. It crashes constantly, features that work on desktop are missing entirely, and the security implementation is questionable at best. How they released this app is beyond me.
Pros: Dedicated account manager|Regular platform improvements|Segregated accounts
Cons: Limited demo account features
After spending for just over a year trying to make www.wiseinvestmentltd.com work for me, I have given up. The platform has too many limitations, the fees are not competitive, and the quality of their market data is questionable. There are much better options available.
Pros: Market news feed|Great customer service|Personal attention|Professional team
Cons: Minor UI glitches occasionally