www.topcapitalinvest.com has been flagged by AMF (France) for "Unauthorised". Category: Forex This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: www.topcapitalinvest.com.
I trusted www.topcapitalinvest.com with a significant portion of my savings and I deeply regret that decision. Not because of market losses, but because of how poorly the platform performed and how dismissively the support team treated my concerns.
Pros: Instant funding|Transparent fees|Multi-currency support|Copy trading available
Cons: Some tools only available on higher tiers|Would like more payment methods
www.topcapitalinvest.com locked my account without warning and demanded documents I had already submitted. for about ten months later I still do not have access to my funds. Their compliance team does not respond to emails. I am considering legal action.
Pros: Two-factor authentication|Market news feed
Cons: Minimum deposit could be lower|No dark mode on mobile
I had a dispute with www.topcapitalinvest.com and went to their complaints process. They have an internal team that just defends the company. Then they said I could go to an ombudsman - but the ombudsman they use is industry-funded and rarely rules for the client. The system is rigged.
Pros: Intuitive for beginners|Segregated accounts
Cons: Mobile app could be improved|Some tools only available on higher tiers
The only good thing about www.topcapitalinvest.com is that they remind you why regulation matters. I found them from a review site like this one. They are regulated in a jurisdiction with weak consumer protection. When things went wrong I had nowhere to turn. Stick to well-regulated brokers.
Pros: Clear documentation|Intuitive for beginners
Cons: Account statements could be more detailed
My card was charged twice by www.topcapitalinvest.com on the same day. I had to dispute it with my bank. www.topcapitalinvest.com then froze my account and said I had a negative balance because of the chargeback. They created the problem and then punished me for it.
Pros: Regular updates|Educational resources|Dividend tracking
Cons: Withdrawal takes 1-2 business days|Cannot customize dashboard fully
My withdrawal from www.topcapitalinvest.com was rejected three times for vague reasons. Each time they asked for more documents. When I finally provided everything, they said my account was under review. since early this year of being strung along.
Pros: Tax reports included|No hidden fees
Cons: Nothing significant|Alert system is basic
After using www.topcapitalinvest.com for over three years, I decided to move my account elsewhere. The platform was unreliable, withdrawals took an unreasonable amount of time, and I could never get a straight answer from customer service. Frustrating experience overall.
Pros: Regular platform improvements|Portfolio tracking tools|Helpful community forum
Cons: No fractional shares
After spending for nearly two years trying to make www.topcapitalinvest.com work for me, I have given up. The platform has too many limitations, the fees are not competitive, and the quality of their market data is questionable. There are much better options available.
Pros: Risk management tools|Quick verification|Reliable uptime|Two-factor authentication
Cons: Could offer more webinars|Limited cryptocurrency options
I lost a significant amount because www.topcapitalinvest.com did not execute my stop loss during a flash crash. They said the market was illiquid. Other brokers managed to execute. I have no proof they did not trade against me. Avoid.
Pros: Fast support response|Regular platform improvements
Cons: No crypto staking|Limited demo account features
The hidden fees at www.topcapitalinvest.com are the real scandal here. What they advertise and what they actually charge are two different things. By the time I realized how much I was paying in various fees and spreads, I had already lost a meaningful amount.
Pros: Fast support response|Helpful community forum|Two-factor authentication
Cons: Charting tools need more indicators