Topgate Bank (topgateplc.online) has been flagged by ASIC (Australia) for "Unlicensed". Phones: +1(315)403‑4146
Addresses: London United Kingdom This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: topgateplc.online.
If you are reading this considering Topgate Bank (topgateplc.online) - run. I wish I had read more negative reviews through a forum discussion. I thought the positive ones were real. Maybe some are. My experience over since I retired last year has been so bad I feel obligated to warn others. Do not make my mistake.
Pros: Clean UI|API access|Automated trading options
Cons: No integrated tax optimization
Topgate Bank (topgateplc.online) has the worst mobile app I have ever used for investing. It crashes constantly, features that work on desktop are missing entirely, and the security implementation is questionable at best. How they released this app is beyond me.
Pros: Easy to use platform|Helpful community forum|Fast support response|API access
Cons: Live chat only during business hours|Limited cryptocurrency options
The reporting at Topgate Bank (topgateplc.online) is laughably bad. Tax documents are inaccurate, transaction histories have gaps, and trying to export data for your accountant is a nightmare. For a financial platform, getting the numbers right should be the bare minimum.
Pros: Great customer service|Regular updates|API access|No hidden fees
Cons: Research section could be deeper|Would like more payment methods
Topgate Bank (topgateplc.online) offers copy trading. I copied a top trader. The copy trades often executed at worse prices than the original. When I asked why they said it was due to latency and liquidity. So the feature is broken or they are skimming. Either way I stopped using it.
Pros: Smooth onboarding|Multiple order types|Educational resources|Segregated accounts
Cons: No integrated tax optimization
KYC with Topgate Bank (topgateplc.online) is a nightmare. I submitted my ID and proof of address. They rejected it and asked for a utility bill. I sent it. They asked for a bank statement. Then they asked for a selfie with the ID. Then they said the selfie did not match. I gave up.
Pros: High security standards|Dedicated account manager
Cons: Spreads widen during volatile periods|Wish they had more educational resources
The platform at Topgate Bank (topgateplc.online) is riddled with bugs. Charts display incorrect data, order confirmations sometimes fail silently, and the portfolio tracker disagrees with actual positions. After for a few weeks now of dealing with this, I have had enough.
Pros: Clear documentation|High security standards|Customizable dashboard|Dedicated account manager
Cons: No dark mode on mobile
I opened an account with Topgate Bank (topgateplc.online) for about five months ago. The platform frequently logs you out, orders fail to execute at the stated price, and when you complain they blame your internet connection. I have screenshots proving otherwise.
Pros: Risk management tools|Two-factor authentication|Smooth onboarding|Fast deposits
Cons: Cannot customize dashboard fully
Opened my account with Topgate Bank (topgateplc.online) from a review site like this one and regretted it within the first month. The platform crashed during a critical moment, I lost potential gains, and support basically told me it was not their problem. Absolutely unacceptable behavior.
Pros: Detailed reporting|Quick verification|Risk management tools
Cons: No live chat on mobile|Alert system is basic
Do not use Topgate Bank (topgateplc.online) for anything serious. I used them for the past year and a half for small trades and it was okay. When I deposited a larger amount and traded more, my account was flagged, my withdrawals were delayed, and I was asked to explain my trading. They treat active traders like criminals.
Pros: Stable platform|Multi-currency support|Segregated accounts|Professional team
Cons: Mobile app could be improved