Tharnic Club (tharnic.club) has been flagged by ASIC (Australia) for "Unlicensed". This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: tharnic.club.
The hidden fees at Tharnic Club (tharnic.club) are the real scandal here. What they advertise and what they actually charge are two different things. By the time I realized how much I was paying in various fees and spreads, I had already lost a meaningful amount.
Pros: Dedicated account manager|Multi-currency support|Detailed reporting|Automated trading options
Cons: Minimum deposit could be lower|Wish they had more educational resources
After spending since early this year trying to make Tharnic Club (tharnic.club) work for me, I have given up. The platform has too many limitations, the fees are not competitive, and the quality of their market data is questionable. There are much better options available.
Pros: Regular updates|Two-factor authentication
Cons: Cannot customize dashboard fully
Tharnic Club (tharnic.club) changed their fee structure with one month notice. What was a flat fee became a percentage. For my account size it meant a huge increase. When I objected they said I could leave. So I am leaving and writing this review.
Pros: Fast deposits|Good mobile app|High security standards
Cons: Research section could be deeper
Their two-factor authentication was optional when I joined. I enabled it. Later I lost my phone and could not log in. Tharnic Club (tharnic.club) recovery process took 3 weeks and required notarized documents. By then I had missed important trades. Their security is your inconvenience.
Pros: Good analytical tools|Regular platform improvements|Social trading features
Cons: Could offer more webinars|Limited demo account features
After for a few weeks now with Tharnic Club (tharnic.club), I can only describe the experience as death by a thousand cuts. No single issue was catastrophic, but the constant stream of small problems, slow responses, and missing features wore me down until I finally left.
Pros: Social trading features|Dividend tracking|Tax reports included
Cons: Email notifications too frequent|Alert system is basic
I experienced a security concern with my Tharnic Club (tharnic.club) account and reported it immediately. Their response time was inexcusable for a financial platform. It took them four days to acknowledge my report and another week to actually address it.
Pros: Intuitive for beginners|Fast deposits|Regular platform improvements|Portfolio tracking tools
Cons: Minimum deposit could be lower
I gave Tharnic Club (tharnic.club) a fair chance. After for a couple of months now of usage, I can say with confidence that there are far better options available. The interface is clunky, the fees are higher than competitors, and the customer support team seems overwhelmed or understaffed.
Pros: Instant funding|Quick verification|Copy trading available|Two-factor authentication
Cons: Email notifications too frequent
Tharnic Club (tharnic.club) had an outage that lasted several hours during a major market event. Not only did they fail to prevent it, but they also failed to communicate what was happening. We were left in the dark while our investments were at risk.
Pros: Responsive team|Excellent charting|Customizable dashboard
Cons: Limited ETF selection|Search feature is basic
My withdrawal request from Tharnic Club (tharnic.club) has been pending for over two weeks now. Every time I contact support, I get the same copy-paste response about processing times. This is unacceptable for a financial platform in this day and age.
Pros: Customizable dashboard|Wide product range|Economic calendar
Cons: Help articles are sometimes vague|Currency conversion fee exists
I have been trying to close my account with Tharnic Club (tharnic.club) for weeks now and they keep giving me the runaround. First it was a form to fill out, then identity verification again, then a mandatory phone call that never gets scheduled. They make leaving impossible.
Pros: Reliable uptime|Personal attention|Fast execution|Good mobile app
Cons: Mobile app could be improved|Website design could be more modern