Pensions AI (pensionsai.co) has been flagged by ASIC (Australia) for "Unlicensed". Addresses: 1 Weltpoststrasse 3015 Bern Switzerland This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: pensionsai.co.
I found Pensions AI (pensionsai.co) after attending a webinar they hosted and the initial impression was positive. But since early this year later, I have encountered so many issues that I cannot recommend them. Trades failing, charts not loading, and support tickets going unanswered for days at a time.
Pros: Fast execution|Quick verification
Cons: No fractional shares|Would like more payment methods
I signed up with Pensions AI (pensionsai.co) after hearing about them at a conference and the first red flag was the aggressive account manager who would not stop calling. After depositing, the promised support vanished. Withdrawals are delayed with endless excuses. I have reported them to the regulator.
Pros: Clean UI|Intuitive for beginners|Automated trading options
Cons: Some tools only available on higher tiers
What really bothers me about Pensions AI (pensionsai.co) is the disconnect between their marketing and reality. They position themselves as a premium service but deliver a below-average experience. Found them after seeing their ad online and I fell for the polished exterior. Never again.
Pros: Fast deposits|Risk management tools|Economic calendar|Multi-device support
Cons: Limited ETF selection
After using Pensions AI (pensionsai.co) for the past year and a half, I decided to move my account elsewhere. The platform was unreliable, withdrawals took an unreasonable amount of time, and I could never get a straight answer from customer service. Frustrating experience overall.
Pros: Market news feed|Professional team
Cons: Minor UI glitches occasionally
I gave Pensions AI (pensionsai.co) a fair chance. After for about eight months of usage, I can say with confidence that there are far better options available. The interface is clunky, the fees are higher than competitors, and the customer support team seems overwhelmed or understaffed.
Pros: Real-time alerts|Personal attention
Cons: Minor UI glitches occasionally|Limited ETF selection
I requested my data from Pensions AI (pensionsai.co) under GDPR. They sent a partial export that was missing months of transactions. When I asked for the rest they said it was a technical issue. Still waiting. They do not take data rights seriously.
Pros: Fast execution|Risk management tools|Excellent charting|Segregated accounts
Cons: Email notifications too frequent|Limited social trading features
The platform at Pensions AI (pensionsai.co) is riddled with bugs. Charts display incorrect data, order confirmations sometimes fail silently, and the portfolio tracker disagrees with actual positions. After for about eight months of dealing with this, I have had enough.
Pros: API access|Clear documentation|Fast support response
Cons: Minor UI glitches occasionally|Inactivity fee applies after 12 months
Pensions AI (pensionsai.co) advertises low fees but once you dig into the fine print, there are numerous charges that add up quickly. Inactivity fees, withdrawal fees, currency conversion fees - it all eats into your returns. I wish I had read the terms more carefully.
Pros: Smooth onboarding|Multi-device support|Wide product range
Cons: Minimum deposit could be lower|No live chat on mobile
Pensions AI (pensionsai.co) changed their fee structure with one month notice. What was a flat fee became a percentage. For my account size it meant a huge increase. When I objected they said I could leave. So I am leaving and writing this review.
Pros: Wide product range|Tax reports included
Cons: Spreads widen during volatile periods|Currency conversion fee exists