Patrimoine Plus has been flagged by Autorité des marchés financiers for "Unregistered/Unlicensed entity offering financial products or services". Patrimoine Plus is not registered with the Autorité des marchés financiers (AMF) and is not authorized to solicit investors in Québec.
*Should not be confused with the duly registered firm Le protecteur, assurance & services financiers, other names in use: Patrimoine + ; Patrimoine Plus ; Patr... This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: neonwindow.digital/?_lp=1&_token=uuid_1ohuks8akgeh_1ohuks8akgeh68f1469d32d972.52406902.
I signed up with Patrimoine Plus through my accountant's suggestion and the first red flag was the aggressive account manager who would not stop calling. After depositing, the promised support vanished. Withdrawals are delayed with endless excuses. I have reported them to the regulator.
Pros: Fast execution|Customizable dashboard
Cons: Spreads widen during volatile periods
If you are reading this considering Patrimoine Plus - run. I wish I had read more negative reviews after my brother mentioned them. I thought the positive ones were real. Maybe some are. My experience over for over a year has been so bad I feel obligated to warn others. Do not make my mistake.
Pros: Clean UI|Market news feed
Cons: Live chat only during business hours|No dark mode on mobile
Several red flags with Patrimoine Plus: (1) They promise unrealistically high returns, (2) They're not registered with Autorité des marchés financiers, (3) Their contact information is vague, (4) They pressure you to deposit quickly. I recommend everyone do thorough due diligence before investing with any company.
Cons: Unauthorized firm|Found in IOSCO warnings database
After doing some research AFTER the fact (I know, I should have done this first), I discovered that Patrimoine Plus is not authorized by any legitimate financial regulator. They are operating illegally. The website looks very professional but it's all a facade. Please check the regulatory warnings database before investing with ANY company.
Pros: Initially responsive customer service
Cons: No regulatory oversight|Money disappeared|Fake testimonials
Patrimoine Plus has no proper customer support. The live chat is a bot. The phone number goes to a call center that cannot access your account. Email takes two weeks. When I had a real problem they were nowhere to be found.
Pros: Customizable dashboard|Transparent fees|Risk management tools
Cons: Inactivity fee applies after 12 months|Withdrawal takes 1-2 business days
I opened an account with Patrimoine Plus for the past year and a half ago. The platform frequently logs you out, orders fail to execute at the stated price, and when you complain they blame your internet connection. I have screenshots proving otherwise.
Pros: Social trading features|Quick verification|Excellent charting
Cons: None so far|Withdrawal takes 1-2 business days
This company appears on the IOSCO I-SCAN international warnings list. Over 68 financial regulators worldwide contribute to this database. While being listed doesn't automatically mean fraud, it's a significant red flag that potential investors should take seriously. Do your research thoroughly.
Pros: Information is publicly available for verification
Cons: Listed in IOSCO I-SCAN|May not be authorized in your jurisdiction
Patrimoine Plus locked my account without warning and demanded documents I had already submitted. since I retired last year later I still do not have access to my funds. Their compliance team does not respond to emails. I am considering legal action.
Pros: Dividend tracking|Regular platform improvements|Portfolio tracking tools
Cons: None so far