Investment Companies

Pacific Loans (Clone of FCA authorised firm)

1.3 (15 reviews)
🇬🇧 United Kingdom
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1.3
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About Pacific Loans (Clone of FCA authorised firm)

Pacific Loans (Clone of FCA authorised firm) has been flagged by Financial Conduct Authority for "Unregistered/Unlicensed entity offering financial products or services|Regist...". This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm.

Customer Reviews

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Can not recommend in any way

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Nathan T.
3 weeks ago

I opened an account with Pacific Loans (Clone of FCA authorised firm) for a couple of months now ago. The platform frequently logs you out, orders fail to execute at the stated price, and when you complain they blame your internet connection. I have screenshots proving otherwise.

Pros: Responsive team|Copy trading available|Personal attention

Cons: Email notifications too frequent

No sub-accounts

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Kevin V.
3 weeks ago

Opened my account with Pacific Loans (Clone of FCA authorised firm) after a trusted YouTuber reviewed them and regretted it within the first month. The platform crashed during a critical moment, I lost potential gains, and support basically told me it was not their problem. Absolutely unacceptable behavior.

Pros: Copy trading available|Smooth onboarding|Clear documentation|Social trading features

Cons: Charting tools need more indicators

Completely let down by Pacific Loans (Clone of FCA authorised firm)

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Isaac N.
1 months ago

My card was charged twice by Pacific Loans (Clone of FCA authorised firm) on the same day. I had to dispute it with my bank. Pacific Loans (Clone of FCA authorised firm) then froze my account and said I had a negative balance because of the chargeback. They created the problem and then punished me for it.

Pros: Social trading features|Intuitive for beginners

Cons: Wish they had more educational resources

Tax documents wrong every year

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Kayla F.
4 months ago

My withdrawal from Pacific Loans (Clone of FCA authorised firm) was rejected three times for vague reasons. Each time they asked for more documents. When I finally provided everything, they said my account was under review. for over a year of being strung along.

Pros: Smooth onboarding|Good analytical tools|Intuitive for beginners

Cons: Could offer more webinars|Alert system is basic

They target inexperienced users

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Harry W.
4 months ago

I trusted Pacific Loans (Clone of FCA authorised firm) with a significant portion of my savings and I deeply regret that decision. Not because of market losses, but because of how poorly the platform performed and how dismissively the support team treated my concerns.

Pros: Educational resources|Competitive fees

Cons: Live chat only during business hours

Pushed structured products

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William J.
5 months ago

I wanted to transfer my portfolio from another broker to Pacific Loans (Clone of FCA authorised firm). They said they do not accept in-kind transfers for my asset type. I had to sell, withdraw, deposit, and rebuy - incurring taxes and spread costs. They did not tell me this before I signed up.

Pros: Intuitive for beginners|Great customer service|Clean UI

Cons: No fractional shares|Mobile app could be improved

Wish I had read reviews first

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Sophia L.
5 months ago

After for over three years with Pacific Loans (Clone of FCA authorised firm) I requested to close my account and withdraw. They said I had to complete a 30-day cooling-off period. Then they said there was a minimum holding period for my last deposit. They make it as hard as possible to leave.

Pros: Copy trading available|Wide product range

Cons: Minor UI glitches occasionally

Beyond frustrated

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Ryan F.
6 months ago

After using Pacific Loans (Clone of FCA authorised firm) for the past six months, I decided to move my account elsewhere. The platform was unreliable, withdrawals took an unreasonable amount of time, and I could never get a straight answer from customer service. Frustrating experience overall.

Pros: Risk management tools|Responsive team|Portfolio tracking tools

Cons: No crypto staking|Cannot customize dashboard fully

Disappointing experience overall

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Alex I.
7 months ago

I had a dispute with Pacific Loans (Clone of FCA authorised firm) and went to their complaints process. They have an internal team that just defends the company. Then they said I could go to an ombudsman - but the ombudsman they use is industry-funded and rarely rules for the client. The system is rigged.

Pros: Fast deposits|Segregated accounts|Stable platform|Dividend tracking

Cons: Minor UI glitches occasionally

Lost my investment - DO NOT TRUST

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Steven H.
8 months ago

Tried to withdraw my funds from Pacific Loans (Clone of FCA authorised firm) and was told I needed to pay a "withdrawal tax" of 20%. This is a red flag. No legitimate broker charges withdrawal taxes. When I refused, they became aggressive and eventually stopped all communication. My entire investment is gone.

Cons: Blocked my account|No legitimate license|Fake returns