Microsoft AI Invest has been flagged by Financial Conduct Authority for "Unregistered/Unlicensed entity offering financial products or services". This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm.
I found Microsoft AI Invest after a friend recommended them and the initial impression was positive. But since mid-2025 later, I have encountered so many issues that I cannot recommend them. Trades failing, charts not loading, and support tickets going unanswered for days at a time.
Pros: Automated trading options|Dividend tracking
Cons: Minimum deposit could be lower
After for a few weeks now with Microsoft AI Invest, I can only describe the experience as death by a thousand cuts. No single issue was catastrophic, but the constant stream of small problems, slow responses, and missing features wore me down until I finally left.
Pros: Personal attention|Full transparency
Cons: Limited social trading features
Opened my account with Microsoft AI Invest after a friend recommended them and regretted it within the first month. The platform crashed during a critical moment, I lost potential gains, and support basically told me it was not their problem. Absolutely unacceptable behavior.
Pros: Dividend tracking|API access|Market news feed
Cons: Cannot customize dashboard fully|Slow to add new assets
The mobile app from Microsoft AI Invest is dangerous. I placed an order that showed as pending, so I placed another. Both executed and I was overexposed. When I complained they said it was user error. The app design is misleading.
Pros: Transparent fees|Regular platform improvements|Dedicated account manager|Tax reports included
Cons: Minimum deposit could be lower|Live chat only during business hours
I have been trying to close my account with Microsoft AI Invest for weeks now and they keep giving me the runaround. First it was a form to fill out, then identity verification again, then a mandatory phone call that never gets scheduled. They make leaving impossible.
Pros: Competitive fees|Easy withdrawals
Cons: No dark mode on mobile|Limited demo account features
I was contacted by Microsoft AI Invest through social media. They promised guaranteed returns of 20-30% monthly. Being naive, I invested. The "account manager" pressured me to invest more and more. When I finally tried to take profit, my account was frozen and they stopped responding. Classic Ponzi/advance fee fraud.
Pros: Initially responsive customer service
Cons: Blocked my account|No legitimate license|Fake returns
I closed a profitable position at Microsoft AI Invest and the profit was not credited for 5 days. Support said it was a settlement delay. When it finally arrived it was less than the amount shown on the platform. They could not explain the difference. I have moved my account.
Pros: Multiple order types|Dividend tracking|Detailed reporting|Demo account available
Cons: Limited social trading features
My withdrawal request from Microsoft AI Invest has been pending for over two weeks now. Every time I contact support, I get the same copy-paste response about processing times. This is unacceptable for a financial platform in this day and age.
Pros: No hidden fees|Low minimum deposit|Risk management tools
Cons: Minimum deposit could be lower|Cannot customize dashboard fully
Several red flags with Microsoft AI Invest: (1) They promise unrealistically high returns, (2) They're not registered with Financial Conduct Authority, (3) Their contact information is vague, (4) They pressure you to deposit quickly. I recommend everyone do thorough due diligence before investing with any company.
Cons: Unauthorized firm|Found in IOSCO warnings database
Their execution during news is terrible. I had limit orders in place. When the news hit, my orders were not filled at the limit price - they were filled much worse. Microsoft AI Invest said it was market conditions. Same news, another broker filled me properly. They are not honest.
Pros: Reliable uptime|Clear documentation
Cons: Wait times can be long during peak hours|No dark mode on mobile