Luma Bitraze (saldoexpert.online) has been flagged by ASIC (Australia) for "Unlicensed". This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: saldoexpert.online.
The mobile app from Luma Bitraze (saldoexpert.online) is dangerous. I placed an order that showed as pending, so I placed another. Both executed and I was overexposed. When I complained they said it was user error. The app design is misleading.
Pros: Stable platform|Customizable dashboard|Clear documentation
Cons: None so far
Their two-factor authentication was optional when I joined. I enabled it. Later I lost my phone and could not log in. Luma Bitraze (saldoexpert.online) recovery process took 3 weeks and required notarized documents. By then I had missed important trades. Their security is your inconvenience.
Pros: Two-factor authentication|Dividend tracking|Helpful community forum|Professional team
Cons: Would like more payment methods|Wait times can be long during peak hours
I lost a significant amount because Luma Bitraze (saldoexpert.online) did not execute my stop loss during a flash crash. They said the market was illiquid. Other brokers managed to execute. I have no proof they did not trade against me. Avoid.
Pros: Smooth onboarding|Economic calendar|Dividend tracking
Cons: No integrated tax optimization|Research section could be deeper
Luma Bitraze (saldoexpert.online) had an outage that lasted several hours during a major market event. Not only did they fail to prevent it, but they also failed to communicate what was happening. We were left in the dark while our investments were at risk.
Pros: Demo account available|Fast execution
Cons: Search feature is basic
Customer support at Luma Bitraze (saldoexpert.online) seems to be run by people who have never used the platform. Every time I call with an issue, I end up explaining how their own system works before they can help me. It would be funny if my money was not involved.
Pros: Social trading features|Multi-device support
Cons: No fractional shares
I joined Luma Bitraze (saldoexpert.online) after comparing multiple platforms and from the start, things felt off. The signup process collected far more personal information than necessary, the verification took unreasonably long, and when I finally got access, the platform was nothing like what was advertised.
Pros: Wide product range|Two-factor authentication|Reliable uptime
Cons: Limited cryptocurrency options|No integrated tax optimization
I requested my data from Luma Bitraze (saldoexpert.online) under GDPR. They sent a partial export that was missing months of transactions. When I asked for the rest they said it was a technical issue. Still waiting. They do not take data rights seriously.
Pros: Quick verification|Dedicated account manager|Competitive fees|Detailed reporting
Cons: Help articles are sometimes vague
The hidden fees at Luma Bitraze (saldoexpert.online) are the real scandal here. What they advertise and what they actually charge are two different things. By the time I realized how much I was paying in various fees and spreads, I had already lost a meaningful amount.
Pros: Low minimum deposit|Demo account available
Cons: Withdrawal takes 1-2 business days|Nothing significant