Financial services and investment management
I've invested with Legal & General for over five years and have been very pleased with the performance across their equity and bond funds. Their ESG integration is genuine, not just marketing. Quarterly reports are detailed and transparent. Fund managers clearly communicate their strategy and positioning.
Pros: Strong performance, genuine ESG, transparent reporting
Cons: Minimum investments can be high for some funds
The investment quality at Legal & General is good but you pay for it. Management fees are higher than passive alternatives and it's not always clear that the active management adds enough value to justify the premium. That said, their fixed income funds have performed well.
Pros: Good fixed income, professional management
Cons: High fees, questionable value of active management
Legal & General has a proven track record over decades. Their core funds have performed well through various market cycles. I appreciate their focus on fundamental research rather than chasing short-term trends. The client portal could be more user-friendly but the investment quality compensates.
Pros: Long track record, fundamental research approach
Cons: Client portal needs modernization
Legal & General consistently delivers above-benchmark returns in most of their flagship funds. The risk management is sophisticated and I appreciate how they communicate during market downturns. Their digital platform for tracking investments has improved significantly. Customer service team is knowledgeable.
Pros: Above-benchmark returns, strong risk management, good comms
Cons: Fund documentation can be complex
As a high-net-worth investor, I need an institution I can trust completely. Legal & General provides exactly that - institutional-grade investment management with personal service. My dedicated relationship manager understands my objectives and the portfolio construction reflects my risk tolerance perfectly.
Pros: Personal service, tailored portfolios, institutional quality
Cons: Not suitable for small investors
Legal & General\'s research team produces excellent market commentary and investment analysis. Their model portfolios are well-constructed and regularly rebalanced. Performance attribution is clearly presented. I've found their insights valuable for my own investment decisions.
Pros: Excellent research, good model portfolios
Cons: Could offer more educational content for retail investors
I've been invested in Legal & General funds for two years and my returns have consistently lagged the benchmark indices. Given the management fees I'm paying, I expected active management to at least match passive funds. Currently reviewing whether to switch to lower-cost index funds.
Pros: Brand name recognition, diverse fund range
Cons: Underperformance relative to benchmarks, high fees