Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) has been flagged by ASIC (Australia) for "Imposter". ASIC Investor Alert https://moneysmart.gov.au/check-and-report-scams/investor-alert-list#!impersonation-of-international-capital-markets-pty-ltd-and-dja-capital-pty-ltd-stockspheredaytradingint-com--2342
Addresses: 831 Bering Way Suisun City California (CA) 94585 This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: www.polarfinancials.com.
Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) locked my account without warning and demanded documents I had already submitted. for roughly four months later I still do not have access to my funds. Their compliance team does not respond to emails. I am considering legal action.
Pros: Intuitive for beginners|Detailed reporting|Comprehensive tools
Cons: Live chat only during business hours
The mobile app from Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) is dangerous. I placed an order that showed as pending, so I placed another. Both executed and I was overexposed. When I complained they said it was user error. The app design is misleading.
Pros: Reliable uptime|Great customer service|Wide product range|API access
Cons: Minimum deposit could be lower
I found Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) when my bank disappointed me and I searched for alternatives and the initial impression was positive. But for about eight months later, I have encountered so many issues that I cannot recommend them. Trades failing, charts not loading, and support tickets going unanswered for days at a time.
Pros: Competitive fees|Regular updates
Cons: Minor UI glitches occasionally|Spreads widen during volatile periods
The reporting at Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) is laughably bad. Tax documents are inaccurate, transaction histories have gaps, and trying to export data for your accountant is a nightmare. For a financial platform, getting the numbers right should be the bare minimum.
Pros: Wide product range|Easy withdrawals|Easy to use platform|Dividend tracking
Cons: Spreads widen during volatile periods|Minor UI glitches occasionally
KYC with Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) is a nightmare. I submitted my ID and proof of address. They rejected it and asked for a utility bill. I sent it. They asked for a bank statement. Then they asked for a selfie with the ID. Then they said the selfie did not match. I gave up.
Pros: Competitive fees|Personal attention|Risk management tools|Excellent charting
Cons: Would like more payment methods
Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) advertises low fees but once you dig into the fine print, there are numerous charges that add up quickly. Inactivity fees, withdrawal fees, currency conversion fees - it all eats into your returns. I wish I had read the terms more carefully.
Pros: Dedicated account manager|Competitive fees|Customizable dashboard|Multi-device support
Cons: Limited ETF selection
What really bothers me about Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) is the disconnect between their marketing and reality. They position themselves as a premium service but deliver a below-average experience. Found them when my bank disappointed me and I searched for alternatives and I fell for the polished exterior. Never again.
Pros: Risk management tools|Responsive team|Dividend tracking
Cons: Alert system is basic
After since mid-2025 with Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com), I can only describe the experience as death by a thousand cuts. No single issue was catastrophic, but the constant stream of small problems, slow responses, and missing features wore me down until I finally left.
Pros: Social trading features|Segregated accounts|Competitive fees
Cons: Limited demo account features|Minor UI glitches occasionally
The hidden fees at Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) are the real scandal here. What they advertise and what they actually charge are two different things. By the time I realized how much I was paying in various fees and spreads, I had already lost a meaningful amount.
Pros: Great customer service|Intuitive for beginners|Educational resources|Clear documentation
Cons: Limited social trading features|Slow to add new assets
I trusted Impersonation of International Capital Markets Pty Ltd and DJA Capital Pty Ltd (polarfinancials.com) with a significant portion of my savings and I deeply regret that decision. Not because of market losses, but because of how poorly the platform performed and how dismissively the support team treated my concerns.
Pros: Dividend tracking|Tax reports included|Two-factor authentication
Cons: Would like more payment methods|No integrated tax optimization