Howard James Group UK has been flagged by ASIC (Australia) for "Unlicensed (Legacy)". Phones: +442079003809, fax +442075262104
Addresses: Heron Tower 110 Bishopsgate London EC2N 4AY UK This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: howardjamesgroup.co.uk.
The so-called education at Howard James Group UK is just marketing. Every webinar ends with a push to deposit more. The market analysis is generic and often wrong. If you want real education go elsewhere. I wasted for over three years thinking they would help me learn.
Pros: Low minimum deposit|Regular updates
Cons: Mobile app could be improved|Cannot customize dashboard fully
I gave Howard James Group UK a fair chance. After for about five months of usage, I can say with confidence that there are far better options available. The interface is clunky, the fees are higher than competitors, and the customer support team seems overwhelmed or understaffed.
Pros: Copy trading available|Personal attention
Cons: No live chat on mobile|Currency conversion fee exists
Do not use Howard James Group UK for anything serious. I used them for nearly two years for small trades and it was okay. When I deposited a larger amount and traded more, my account was flagged, my withdrawals were delayed, and I was asked to explain my trading. They treat active traders like criminals.
Pros: Good analytical tools|Instant funding|Good mobile app
Cons: Email notifications too frequent
Where do I even begin with Howard James Group UK? since last summer of broken promises, unanswered tickets, and a platform that feels like it was built in 2010. They spend more on marketing than on actually improving their service. Stay away from this company.
Pros: Customizable dashboard|Quick verification|Smooth onboarding
Cons: Currency conversion fee exists|Limited demo account features
Howard James Group UK changed their fee structure with one month notice. What was a flat fee became a percentage. For my account size it meant a huge increase. When I objected they said I could leave. So I am leaving and writing this review.
Pros: Regular updates|Multi-device support|Fast execution
Cons: Minor UI glitches occasionally|Desktop app not available on Linux
The only good thing about Howard James Group UK is that they remind you why regulation matters. I found them from a review site like this one. They are regulated in a jurisdiction with weak consumer protection. When things went wrong I had nowhere to turn. Stick to well-regulated brokers.
Pros: Dedicated account manager|No hidden fees
Cons: Could offer more webinars|Currency conversion fee exists
I trusted Howard James Group UK with a significant portion of my savings and I deeply regret that decision. Not because of market losses, but because of how poorly the platform performed and how dismissively the support team treated my concerns.
Pros: Dividend tracking|No hidden fees
Cons: Wait times can be long during peak hours|No integrated tax optimization
After spending for about eight months trying to make Howard James Group UK work for me, I have given up. The platform has too many limitations, the fees are not competitive, and the quality of their market data is questionable. There are much better options available.
Pros: Fast deposits|Two-factor authentication
Cons: Research section could be deeper|Wish they had more educational resources
Howard James Group UK had an outage that lasted several hours during a major market event. Not only did they fail to prevent it, but they also failed to communicate what was happening. We were left in the dark while our investments were at risk.
Pros: No hidden fees|Educational resources
Cons: Limited demo account features|Some tools only available on higher tiers
After since I retired last year with Howard James Group UK I requested to close my account and withdraw. They said I had to complete a 30-day cooling-off period. Then they said there was a minimum holding period for my last deposit. They make it as hard as possible to leave.
Pros: Dividend tracking|Professional team
Cons: Spreads widen during volatile periods|Limited cryptocurrency options