Harvard Capital Group (harvardcapitalltd.com) has been flagged by ASIC (Australia) for "Unlicensed". This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm. Website domain: harvardcapitalltd.com.
I opened an account with Harvard Capital Group (harvardcapitalltd.com) for a couple of months now ago. The platform frequently logs you out, orders fail to execute at the stated price, and when you complain they blame your internet connection. I have screenshots proving otherwise.
Pros: Fast support response|Economic calendar
Cons: Desktop app not available on Linux
Their execution during news is terrible. I had limit orders in place. When the news hit, my orders were not filled at the limit price - they were filled much worse. Harvard Capital Group (harvardcapitalltd.com) said it was market conditions. Same news, another broker filled me properly. They are not honest.
Pros: Regular platform improvements|Two-factor authentication|Regular updates|Competitive fees
Cons: Limited demo account features
I gave Harvard Capital Group (harvardcapitalltd.com) a fair chance. After for the past year and a half of usage, I can say with confidence that there are far better options available. The interface is clunky, the fees are higher than competitors, and the customer support team seems overwhelmed or understaffed.
Pros: Responsive team|Multi-device support|Multiple order types
Cons: Some tools only available on higher tiers|Search feature is basic
Harvard Capital Group (harvardcapitalltd.com) has the worst mobile app I have ever used for investing. It crashes constantly, features that work on desktop are missing entirely, and the security implementation is questionable at best. How they released this app is beyond me.
Pros: Multi-currency support|Good analytical tools|Easy withdrawals
Cons: Some tools only available on higher tiers
Harvard Capital Group (harvardcapitalltd.com) changed their fee structure with one month notice. What was a flat fee became a percentage. For my account size it meant a huge increase. When I objected they said I could leave. So I am leaving and writing this review.
Pros: Automated trading options|Multiple order types
Cons: Slow to add new assets
I found Harvard Capital Group (harvardcapitalltd.com) based on a colleague's recommendation and the initial impression was positive. But for the past year and a half later, I have encountered so many issues that I cannot recommend them. Trades failing, charts not loading, and support tickets going unanswered for days at a time.
Pros: Demo account available|Social trading features|Tax reports included
Cons: Email notifications too frequent
Harvard Capital Group (harvardcapitalltd.com) seems more interested in acquiring new customers than taking care of existing ones. The marketing is aggressive but the product is mediocre. Once you are past the honeymoon period, the cracks in their service become very apparent.
Pros: Great customer service|Low minimum deposit|Intuitive for beginners
Cons: Account statements could be more detailed
I had a dispute with Harvard Capital Group (harvardcapitalltd.com) and went to their complaints process. They have an internal team that just defends the company. Then they said I could go to an ombudsman - but the ombudsman they use is industry-funded and rarely rules for the client. The system is rigged.
Pros: Quick verification|Regular platform improvements|Market news feed
Cons: Search feature is basic|Help articles are sometimes vague
Harvard Capital Group (harvardcapitalltd.com) offers copy trading. I copied a top trader. The copy trades often executed at worse prices than the original. When I asked why they said it was due to latency and liquidity. So the feature is broken or they are skimming. Either way I stopped using it.
Pros: Detailed reporting|Reliable uptime|Multi-currency support
Cons: Spreads widen during volatile periods|No fractional shares
What really bothers me about Harvard Capital Group (harvardcapitalltd.com) is the disconnect between their marketing and reality. They position themselves as a premium service but deliver a below-average experience. Found them after reading several online reviews and I fell for the polished exterior. Never again.
Pros: Helpful community forum|Educational resources|Automated trading options
Cons: Spreads widen during volatile periods|Wish they had more educational resources