Cryptocurrency Exchanges

Apex Finance

1.5 (15 reviews)
🇳🇿 New Zealand
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1.5
15 reviews
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About Apex Finance

Apex Finance has been flagged by Financial Markets Authority for "Unregistered/Unlicensed entity offering financial products or services|Fraud ...". This company appears in our regulatory warnings database. Always verify with official regulatory sources before investing or doing business with this firm.

Customer Reviews

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Proceed with extreme caution

R
Richard W.
3 weeks ago

Several red flags with Apex Finance: (1) They promise unrealistically high returns, (2) They're not registered with Financial Markets Authority, (3) Their contact information is vague, (4) They pressure you to deposit quickly. I recommend everyone do thorough due diligence before investing with any company.

Cons: Not registered with regulators|Unrealistic promises

They blocked me after I invested

E
Edward W.
3 weeks ago

I invested $5,000 with Apex Finance after seeing their professional-looking website. At first, everything seemed fine - they showed me impressive returns on my dashboard. But when I tried to withdraw, they kept making excuses. First it was "processing time," then "verification needed," then "you need to pay a tax fee first." I never got my money back. I have since reported them to Financial Markets Authority.

Cons: Withdrawal fees demanded|Communication cut off|Not authorized

Withdrawal rejected 3 times

I
Iris X.
2 months ago

I found Apex Finance after seeing their ad online and the initial impression was positive. But for over a year later, I have encountered so many issues that I cannot recommend them. Trades failing, charts not loading, and support tickets going unanswered for days at a time.

Pros: Great customer service|Personal attention|Tax reports included

Cons: Currency conversion fee exists

Warning to all investors

H
Hannah F.
2 months ago

I want to warn everyone about Apex Finance. They have been flagged by Financial Markets Authority as an unauthorized entity. I wish I had checked before investing. They use high-pressure sales tactics and fake testimonials. Once you send money, getting it back is nearly impossible.

Pros: Initially responsive customer service

Cons: Cannot withdraw funds|Not regulated|Pressure tactics

Check regulatory status before investing

A
Amy L.
3 months ago

I looked into Apex Finance and found they appear in the regulatory warnings database. Financial Markets Authority has issued a notice about this firm. Whether this is a misunderstanding or a serious concern, the fact remains that proper due diligence is essential. Always verify the regulatory status of any company before investing your hard-earned money.

Cons: Appears in regulatory warnings database|Uncertain regulatory status

Fraudulent fee structure

H
Heather W.
4 months ago

The platform at Apex Finance is riddled with bugs. Charts display incorrect data, order confirmations sometimes fail silently, and the portfolio tracker disagrees with actual positions. After since mid-2025 of dealing with this, I have had enough.

Pros: Demo account available|Dedicated account manager|Low minimum deposit

Cons: No live chat on mobile|Would like more payment methods

Live chat is a bot that helps nobody

H
Harry D.
5 months ago

The reporting at Apex Finance is laughably bad. Tax documents are inaccurate, transaction histories have gaps, and trying to export data for your accountant is a nightmare. For a financial platform, getting the numbers right should be the bare minimum.

Pros: Great customer service|Instant funding

Cons: Would like more payment methods

Inactive account fee with no warning

H
Heather W.
7 months ago

After for close to eighteen months with Apex Finance I requested to close my account and withdraw. They said I had to complete a 30-day cooling-off period. Then they said there was a minimum holding period for my last deposit. They make it as hard as possible to leave.

Pros: Low minimum deposit|Fast support response

Cons: Some tools only available on higher tiers

A company that does not deserve your trust

J
James X.
8 months ago

The platform itself is okay, but the customer service at Apex Finance is truly awful. I waited weeks for a response to a simple inquiry. When they did respond, it felt like a generic template that did not address my specific issue at all.

Pros: Portfolio tracking tools|Helpful community forum|Demo account available

Cons: No integrated tax optimization

Complete waste of time

T
Thomas F.
8 months ago

What really bothers me about Apex Finance is the disconnect between their marketing and reality. They position themselves as a premium service but deliver a below-average experience. Found them through my accountant's suggestion and I fell for the polished exterior. Never again.

Pros: Easy withdrawals|Fast support response|Multiple order types

Cons: Cannot customize dashboard fully|Withdrawal takes 1-2 business days